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Life insurance for seniors
Life Insurance for Seniors
 

Seniors often can not qualify for life insurance products offered by carriers who serve the under-age 65 market and we offer whole life, universal life, and in some cases, term insurance products from carriers who specialize in the senior market. Some of these types of policies are excellent to consider for estate planning purposes.

Many seniors and parents may want to purchase life insurance for their grandchildren or children at very affordable rates.  These types of plans have recently been introduced by some carriers and can be purchased as 20-pay life or with other payment options that are ideal for (1) grandparents to purchase these policies for their grandchildren or (2) adults to fully fund their life insurance plans prior to age 65 so that they do not have to continue making premium payments after retirement.

 
Get Whole Life, Universal or Term Life Insurance
   
FloridaHealthInsuranceProfessionals - Online Insurance Store Up to $10 million
FloridaHealthInsuranceProfessionals - Online Insurance Store Highly rated companies
FloridaHealthInsuranceProfessionals - Online Insurance Store Easy applications
FloridaHealthInsuranceProfessionals - Online Insurance Store Speak to a friendly licensed agent
   
CALL 877-734-3884
To Get Your Free Quote
 
     
  Get Quality of Life Insurance From AGL...
(This Is Insurance For Which You Don't Need to Die in Order to Collect)
     
 

Includes no-cost Accelerated Benefits Riders for critical illness (e.g. heart attack, stroke, cancer); chronic illness [inability to perform two or more Activities of Daily Living (ADL's) or cognitive impairment]; and terminal illness [death expected to occur within 24 months (12 months in Florida)].  There  is a better chance in  a given year that an event covered by one of the Accelerated Benefits riders will occur than will death.  For example:

  • More than 1.6 million U.S. residents will be diagnosed with cancer this year (American Cancer Society, Facts and Figures,, 2012)

  • Someone has a heart attack every 34 seconds (Centers for Disease Control and Prevention, Heart Disease Fact Sheet,  2010)


  • Medical bills cause more than 60% of U.S.. bankruptcies (American Journal of Medicine, 2009)

 

The Accelerated Benefits Riders are part of a life insurance policy and are NOT stand-alone critical illness or long-term care policies.  However, buying one of these policies can provide important protection to those who cannot afford to purchase stand-alone critical illness or long-term care insurance and elect to accelerate benefits if one of the events covered by the Riders occurs

  FloridaHealthInsuranceProfessionals - Online Insurance Store Products include term life and different universal life products, including indexed universal life insurance

  FloridaHealthInsuranceProfessionals - Online Insurance Store Can bundle different products to cover different financial needs (e.g. term life to provide for college expenses and/or mortgage protection) and universal life for permanent needs (e.g. to provide an estate). Premiums for the bundled product are less than buying a stand-alone plan for each financial need

  FloridaHealthInsuranceProfessionals - Online Insurance Store Click here to see a brochure that explains the Quality of Life benefits

  FloridaHealthInsuranceProfessionals - Online Insurance Store We are one of the few independent agents that are appointed to sell these products
     
   
CALL 877-734-3884
To Get Your Free Quote


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